Fizz is not a secured card. With a secured card, you need to deposit money with the card company, and that money serves as a guarantee that you’ll pay your money back. Fizz, on the other hand, doesn’t make you put down a deposit or pay fees of any kind. Secured cards are inconvenient to use, since not everyone has the ability to deposit hundreds of dollars in order to build credit. Fizz makes things easy and keeps the money where it belongs in your pocket.